Everything is ready: you have prepared the travel itinerary, you have bought the plane tickets and booked the accommodations, you have checked the list of things to pack. Are you looking forward to the holidays … but do you already know how you will pay on the spot?
Sometimes you think about the last one, but it is essential to be clear on how it is convenient to pay abroad. It all also depends on where you are going : is the destination a European country or is it an intercontinental journey? Is it a place where payment cards are very popular or not? Are your kids starting out, still minors?
How to pay abroad? What are the possible options? There is cash: in general, having a sum of money with you in banknotes and coins is a good idea, also based on the destination of your holiday. Traveling with a lot of cash, however, is not recommended for security and legal reasons (anti-money laundering regulations prohibit bringing more than € 10,000 in cash abroad; otherwise it must be declared at customs). If you need to change the currency, you can contact your bank in time and book the change or contact a private exchange office, even directly on site. Pay safely when you visit casinoza.
Probably the most versatile card for paying abroad is the credit card : you have practically no geographical limits because payment and withdrawal circuits such as Visa or Mastercard are widespread all over the world . With BPER credit cards you have a fixed commission on ATM withdrawals. On transactions in currencies other than the euro there is a commission, as a percentage of the amount paid or withdrawn, and a conversion rate.
In addition to paying and withdrawing, the credit card also works as a guarantee for making online reservations (for hotels, car rentals, etc.). Even if you don’t book, your credit card can serve as a guarantee to stay in some facilities, which require it at check-in, or to rent a car on site.
So, how is it worth paying abroad ? It is worth taking advantage of the convenience of payment cards: with credit cards, prepaid cards and BPER ATMs, you have no commissions on all POS payments . If the purchases are not in euros, take into account the costs associated with exchanging the currency using the most advantageous payment card. Enjoy your travel time in www.robinroo.com with flexible payment system.
Abroad, is it worthwhile to withdraw by debit or credit card or , again, with a prepaid card ? Withdrawing abroad directly in the local currency is a great convenience, the convenience varies according to the commissions applied to each withdrawal : check which of your payment cards is cheaper and avoid making many micro-withdrawals, preferring a few withdrawals of sums more consistent.
So how much does it cost to withdraw abroad ? It depends: in addition to the commissions, consider that if the withdrawal is in the local currency (other than the euro), the international circuit applies a conversion cost as a percentage on the cash you withdraw from the ATM.
Between accommodation and transport costs, meals, museum entrances, souvenirs for friends and relatives etc. on vacation it can happen to get carried away and spend a little more than expected. When withdrawing and making payments abroad with cards, it is important not to “exceed” the maximum daily and monthly amounts that you can spend through POS and withdraw from ATMs. Having multiple cards with you can be a good way to ensure that all purchases and withdrawals are covered, even if there are extras.
